Your home is more than an investment. It’s your safe haven, where family and friends gather. Where memories are made. And where you keep virtually everything you own.
POM Homeowners Insurance policies are designed to protect your home and preserve your peace of mind…with robust coverage offerings to meet your needs, streamlined processes so you can confidently find a policy quickly and easily, and innovations like POM HomeAssist to enhance your feeling of security.
Our number one goal is your safety, always. That begins with protection and prevention. We partner with high-tech innovators to promote Smart Home technology that can help prevent costly claims…and help you save as much as 15%.
Learn more about POM HomeAssist powered by vipHomeLink
– a free app and service for safeguarding your most valuable asset.
There’s nothing perilous about Open Peril. Where some carriers only tell you what they will cover, we’re committing to cover all losses unless they’re specifically excluded.
In accordance with your policy, when your property is damaged, we cover the cost to replace your old property with new property, without depreciation.
With a POM homeowners insurance policy, you could be eligible for money-saving discounts for a wide range of things including:
Home safety purchases are always worth discounts.
We like to reward our customers early and often.
We salute you! Available to veterans, active and non-active military members, law enforcement personnel, firefighters and EMTs.
Age is just a number—and a way to save.
Another reason to protect your home with POM.
POM offers a wide range of homeowners insurance coverage enhancements that give you the power to pick and choose the protections you need, based on your unique situation.
Your policy can cover items such as jewelry, silverware, fine art, money, electronics, credit cards and more.
If your ID is stolen, this provides theft resolution service, credit protection and document recovery.
The protection you need for your home business, under the same policy that insures your home.
This broadens your homewoners policy to include coverage for your significant other if they are permanently living with you.
This endorsement provides coverage for property and home systems damaged by mechanical or electrical breakdowns.
When your property is damaged from sewage that is backed up through a sewer or septic system and/or damaged by sub-surface water that overflows from the sump pump well when the sump pump fails, you can be covered.
If it is not specifically excluded in the policy, then it is covered. It’s that simple.
POM, a member of the Franklin Mutual Insurance Group, offers homeowners insurance in Pennsylvania.
Find an Agent Learn more
File a Claim Learn more
Contact Us Learn more